Civitas is a desktop macroeconomic flight simulator that projects how federal policy lands on real households. Score any bill with CBO-style headlines and a per-persona lived-impact breakdown across the full wealth distribution — from a single mom on retail wages to a billionaire asset owner.
Every claim about a bill resolves to a number — projected deficit, modeled inflation, per-persona net worth delta. No 'experts say' hand-waving, no cherry-picked anecdotes.
Most distributional analyses stop at the top 20%. Civitas explicitly carries top-1% and top-0.1% personas so you can see where policy capture actually happens — not just where the average sits.
A 90% loss on $18M still leaves a top-5% household. A 100% loss on $200k leaves you underwater. Civitas shows ending net worth in dollars AND a wealth-tier label so the framing matches reality.
The built-in AI chat doesn't guess from training data. It calls the actual simulator — list_policy_events, score_bill, explain_impact — and cites the levers that drove each result.
Civitas runs locally on Windows and macOS. Bills, personas, custom provisions, and chat history all live in a SQLite database on your hard drive — not in someone else's cloud. Bring your own AI key on the Free and Lifetime tiers; the simulator itself never phones home.
The 'Validate Library' button runs every historical bill through the simulator and writes a per-line report comparing modeled vs. observed deficits, inflation, and distributional signs. The discrepancies are real, they're documented, and they ship inside the app — so you know exactly where the stylized model breaks down.
60+ tracked metrics over a 10-year horizon: real GDP, headline + core inflation, unemployment, long rate, debt-to-GDP, federal debt, USD reserve share, bank stress, currency baskets.
Same monthly snapshot resolves to a different outcome for every household. Tax engine with seven preset schedules, OBBBA-style income-type carve-outs, and a continuous progressivity-shift operator.
Current law, TCJA 2017, OBBBA 2025, pre-TCJA, Clinton-era 1993, 1950s-progressive (24 brackets, 91% top marginal as a pedagogical reference), and flat-tax. Each schedule carries ordinary + capital-gains brackets, payroll rate + cap, OBBBA-style carve-outs (tips, OT premium, senior bonus, auto-loan interest, SALT cap, 199A passthrough). A continuous ProgressivityShift lever (-1..+1) steepens or flattens any schedule without picking a new preset.
ERTA 1981, OBRA 1993, TCJA 2017, OBBBA 2025, ARRA 2009, CARES 2020, ARP 2021, ACA 2010, IRCA 1986, NAFTA 1994, Trump Tariffs 2025, IRA 2022, CHIPS 2022, Dodd-Frank 2010, Volcker 1980-82, ZIRP/QE — each modeled vs documented CBO scores.
On the Design a Bill page, the AI can actually edit bills — add/remove provisions, set name + description, author brand-new custom provisions with full lever control. Every edit lands in the UI with a one-click Undo.
Conflict (Gulf War → Iran/Taiwan contingencies), climate (Katrina → FL insurance collapse → chronic +1.5°C shift), pandemic (H1N1 → H5N1 spillover), domestic crisis (fentanyl peak → ACA repeal). Differentiated per-persona impact via paired intensity + exposure weights.
Design your own household with the same full field surface (income mix, balance sheet, sector, AI risk, spending shares, hazard exposure). Curate custom comparison sets so you control the lens.
The bundled civitas-mcp stdio server exposes the simulator + repositories to Claude Code and other MCP clients. Author bills in chat, get them scored, share via short-code URL.
Native Windows + macOS via .NET MAUI. SQLite-backed local storage. No cloud dependency for the simulator itself — your bills, personas, and chat history stay on your machine.
Free for the policy-curious. Pro for staffers, journalists, and analysts. Lifetime for the support-the-project crowd.
Download Civitas and score every policy proposal against real American households in under 30 seconds. Free forever for the policy-curious. Pro for serious work.
Download Civitas FreeWalk the path together
Every tier unlocks the full simulator and all built-in content. Paid tiers add authoring, export, MCP integration, and managed AI.
| Free | Pro | Lifetime BYOK | |
|---|---|---|---|
| Core simulator | |||
| Run the simulator (10-year, monthly step) | |||
| All 80+ built-in provisions | |||
| All 28+ built-in personas | |||
| 18 historical bills with CBO validation | |||
| 35 hazard-event presets (conflict / climate / pandemic / crisis) | |||
| Lived-impact framing + wealth-tier labels | |||
| Saving & sharing | |||
| Saved bills | Up to 5 | Unlimited | Unlimited |
| Bill export (JSON / Markdown / PDF) | |||
| Short-code URL sharing | |||
| Historical bill validation report export | |||
| Authoring | |||
| Custom provisions (full lever control) | |||
| Custom personas (full field surface) | |||
| Custom comparison groups | |||
| AI Bill Designer (chat-driven editing + Undo) | |||
| AI chat | |||
| Chat history persisted locally | |||
| Bring your own Anthropic / OpenAI / Google key | |||
| Managed AI via IronStream (no key needed) | |||
| Monthly AI token allowance | BYOK only | 500K | BYOK only |
| Priority support | |||
| Integration | |||
| Claude Code / MCP server (civitas-mcp) | |||
| Licensing | |||
| Device activations | 1 | 3 | 3 |
| 7-day free trial | N/A | N/A | |
| Billing | Free forever | $9/mo or $79/yr | $99 one-time |